RENEWAL CONDITIONS
By joining this Discount Membership Program, you are authorizing Dental Direct to
bill your credit card or checking account for the plan you have selected. This charge
shall remain in force until you notify Dental Direct in writing of its cancellation. By
joining, you are agreeing to the terms and conditions of the Discount Membership
Program and adopting it for a minimum of one year. This Discount Membership
Program will automatically renew at the end of your membership term on an annual
basis, and your credit card or bank account will be automatically charged or drafted
for the appropriate amount.

EFFECTIVE DATE
Membership commences on the first day of the month following the processing of a
complete registration form.

TERMINATION CONDITIONS
Dental Direct reserves the right to terminate Discount Membership Program
members from its Discount Membership Program for any reason, including nonpayment. Members of Dental Direct may terminate at any time after one full year of
Membership. Thereafter, Members may terminate upon thirty days written notice.
Should a Member or member of a group wish to reinstate their membership he or she
may be subject to a SIX (6) month waiting period. All refunds are at the discretion of
Dental Direct. Partial refunds are eligible only within 90 days from first payment for
annual dental plan memberships. After 90 days, you may still cancel but no refunds
will be available. If you have a monthly plan, you may cancel at any time but no
refunds will be available. Refunds do not apply to discounted promotions.

LIMITATION, EXCLUSIONS, & EXCEPTIONS
This program is a discount membership program offered by Dental Direct. In filling
out and submitting the enrollment form you certified that you are aware that this is
not an insurance product and agree to pay Dental Direct fees in full at time services
are rendered. Any services not paid for at that time will be billed at the prevailing fees.
Membership fees are not refundable. Dental Direct is not a licensed insurer, health
maintenance organization, or other underwriter of health care services. No portion
of any provider’s fees will be reimbursed or otherwise paid by Dental Direct. Dental
Direct is not licensed to provide and does not provide medical services or items to
individuals. As a Member you will receive discounts for dental services at participating
dental offices that have contracted with the Discount Membership Program. You
are obligated to pay for all health care services at the time of your appointment.
Savings are based upon the providers’ usual and customary fees. Members must
verify such services and fees with each individual provider. Dental Direct offers 1
Free Teeth Cleaning Per Year, Per Member. X-rays and exams are not included. This
free teeth cleaning is at the provider’s discretion and they will determine based on
your dental evaluation whether to honor the first cleaning or the second cleaning for
free. The discounts contained herein may not be used in conjunction with any other
Discount Membership Programs. All listed prices on fee schedule are current prices
by participating providers and subject to change without notice. Any procedures
performed by a nonparticipating provider are not discounted. From time to time,
certain providers may offer products or services to the general public at prices lower
than the discounted prices available through this program. In such event, members
will be charged the lowest price. Discounts on professional services are not available
where prohibited by law. This Discount Membership Program does not discount all
procedures. Providers are subject to change without notice and services may vary in
some states. It is the member’s responsibility to verify that the provider is a participant
in the Discount Membership Program. At any time Dental Direct has the right to
eliminate a Participating Professional from the respective network in which they are
associated and may substitute Providers at its sole discretion. Dental Direct cannot
guarantee the continued participation of any provider. If he or she leaves the Discount
Membership Program, you will need to select another provider. Providers contracted
by Dental Direct are solely responsible for the professional advice and treatment
rendered to members and Dental Direct disclaims any liability with respect to such
matters. Services and service providers may change or be discontinued at anytime
without notice. *Plan members are obligated to pay for all dental care services but
will receive a discount from those dental care providers who have contracted with
the discount dental plan organization. *This schedule applies to services provided
by a participating Dental Direct General Dentist. The purpose of this schedule is to
establish the maximum fee that a General Dentist will charge for each procedure.
Member is responsible for all charges at the time of service. Fee schedules are subject
to change without prior notification to members. *It is the Member’s responsibility
to verify that the dentist is a participating Provider before seeking any treatment.
Any dental procedures performed by a non-participating dentist are not discounted
and are charged at the dentist ’s normal fees. *The dollar amount specified adjacent
to each procedure may not be the only cost incurred for a given treatment – many
treatments may require more than one dental procedure. Please consult your Dental
Direct provider for a detailed treatment plan prior to beginning any work. *Providers
will charge members their private fees for services not listed on the fee schedule.
*When specialists are participating in office, specialist’s fee schedule applies. *Work
in progress prior to joining the dental plan must be completed by the dentist who
started the work and is subject to no discount. Not all types of dentists may be
available in your area. *Any procedures involving lab fees will incur additional costs.
All applicable lab fees are the full responsibility of the member and are subject to no
discount. *Dental Direct or its vendors may periodically adjust this fee schedule.